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Terms of Service

Last updated: 8 April 2026

Contents

1. About Signal2. Not Financial Advice3. AI-Generated Content4. Eligibility5. User Accounts6. Subscription and Payments7. Intellectual Property8. Limitation of Liability9. Data and Privacy10. Changes to Terms11. Governing Law12. Contact

1. About Signal

Signal (signal-app.world) is an AI-powered financial intelligence platform. It provides news analysis, stock signals, and AI-generated price predictions for informational and educational purposes only.

Signal is not a regulated financial advisor. Signal is not authorised or regulated by the Financial Conduct Authority (FCA) in the United Kingdom or the Securities and Exchange Commission (SEC) in the United States.

2. Not Financial Advice

Important risk warning

All content on Signal is for informational and educational purposes only. Nothing on Signal constitutes financial advice. Investing carries risk, including loss of capital.

All content, signals, predictions, analysis, and information provided by Signal — including but not limited to AI-generated predictions, market mood indicators, confidence scores, price projections, and portfolio analysis — is provided for informational and educational purposes only.

Nothing on Signal constitutes financial advice, investment advice, trading advice, or any other form of advice regulated by the FCA, SEC, or any other regulatory body. Signal does not recommend buying, selling, or holding any financial instrument.

AI-generated predictions are probabilistic estimates based on publicly available news and market data. They are not guarantees, certainties, or promises of future performance. Prediction accuracy figures displayed on Signal reflect historical performance only and do not guarantee future accuracy.

You are solely responsible for your investment decisions. Before making any investment decision you should:

  • Conduct your own independent research
  • Consult a qualified, FCA-authorised (or equivalent) independent financial advisor
  • Understand that investing in stocks and other financial instruments involves significant risk including the risk of losing some or all of your invested capital

3. AI-Generated Content

Signal uses third-party AI systems including Anthropic's Claude to analyse news data and generate predictions and portfolio analysis.

AI-generated content may contain errors, inaccuracies, omissions, or outdated information. Signal does not guarantee the accuracy, completeness, timeliness, or suitability of any AI-generated content.

Signal's prediction system may improve or change over time. Accuracy performance may vary across different stocks, sectors, and market conditions. Historical accuracy figures should not be relied upon as an indicator of future accuracy.

4. Eligibility

Users must be 18 years of age or older to use Signal. By registering, you confirm that you meet this requirement.

Users must not use Signal in any jurisdiction where the provision or receipt of such services is prohibited by applicable law.

Signal is intended for personal, non-commercial use only. Commercial use including redistribution of Signal data or predictions requires prior written permission from Signal.

5. User Accounts

You are responsible for maintaining the confidentiality and security of your account credentials. You must not share your account with others or allow others to access Signal using your credentials.

Signal reserves the right to suspend or terminate accounts that violate these Terms of Service, engage in fraudulent activity, or abuse the platform.

6. Subscription and Payments

Signal offers paid subscription tiers (Paid at £12/month, Premium at £35/month) in addition to the free tier.

Paid subscriptions are billed monthly in advance and auto-renew unless cancelled before the renewal date.

Refunds are not provided for partial months of service. If you cancel your subscription, access to paid features will continue until the end of the current billing period.

Signal reserves the right to change subscription pricing with 30 days' notice to existing subscribers. Continued use after a price change notification constitutes acceptance of the new pricing.

7. Intellectual Property

All Signal content including but not limited to the platform design, branding, AI-generated analysis, prediction data, and signal output is the intellectual property of Signal.

Users may not reproduce, distribute, sell, or commercially exploit any Signal content without prior written permission from Signal.

8. Limitation of Liability

Signal is provided "as is" and "as available" without warranty of any kind, express or implied.

To the maximum extent permitted by applicable law, Signal shall not be liable for:

  • Any financial losses, trading losses, or investment losses arising from use of Signal
  • Any investment decisions made based on Signal content
  • Any inaccuracy, error, or omission in Signal content or AI-generated predictions
  • Any interruption or unavailability of the Signal service

Signal's maximum aggregate liability to any user shall be limited to the total subscription fees paid by that user in the three months preceding the claim.

9. Data and Privacy

Signal collects and processes user data as described in the Privacy Policy. By using Signal, you consent to the collection and use of your data as set out in the Privacy Policy. The Privacy Policy forms part of these Terms of Service.

10. Changes to Terms

Signal reserves the right to update these Terms of Service at any time. Material changes will be communicated to users by email and/or through an in-app notification, and will require re-agreement before you can continue to use the service.

11. Governing Law

These Terms of Service are governed by the laws of England and Wales. Any disputes arising from or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

12. Contact

For legal or compliance enquiries contact: legal@signal-app.world

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